Saturday, November 21, 2009
Friday, November 20, 2009
Chase Credit Cards SUCK ASS
I am sure you have heard this song and dance on fifty other blogs, and now you are going to have to listen to it one more time. Credit card companies are the devil. The American people are being screwed over by the banking industry. More specifically, my family is being screwed over.
Remember when I told you about the credit card we are currently trying to pay off? Well, it is a Chase card. My husband has had this card for about 5 years. He has never missed a payment. He has never even made a payment late. He always pays his bill on time, and he pays more than the minimum balance. He is a great customer and has an excellent credit score.
My husband's card had an 8% interest rate. When I opened his credit card bill yesterday, I noticed that the finance charge was almost double what it normally is. I glanced down at the APR and noticed that it wasn't 8%. No, it was 13.42% What the fuck? I called John at work to tell him, and he called Chase. They basically said, "sorry about your luck." When congress passed the Credit Card Act of 2009, Chase decided that they wanted to cash in before the law took effect. Since they will no longer be able to arbitrarily raise interest rates, they have decided to do away with their low interest rate cards. Everyone's rate is on the rise. If you have a low interest rate credit card with Chase, be expecting a notice in the mail. The law goes into effect in February 2010, so I am sure your rate will increase before that date.
I am so fucking angry I could scream. WE FUCKING BAILED THEM OUT WITH OUR TAX MONEY! And this is how we are repaid? FUCK YOU JP MORGAN CHASE!
Remember when I told you about the credit card we are currently trying to pay off? Well, it is a Chase card. My husband has had this card for about 5 years. He has never missed a payment. He has never even made a payment late. He always pays his bill on time, and he pays more than the minimum balance. He is a great customer and has an excellent credit score.
My husband's card had an 8% interest rate. When I opened his credit card bill yesterday, I noticed that the finance charge was almost double what it normally is. I glanced down at the APR and noticed that it wasn't 8%. No, it was 13.42% What the fuck? I called John at work to tell him, and he called Chase. They basically said, "sorry about your luck." When congress passed the Credit Card Act of 2009, Chase decided that they wanted to cash in before the law took effect. Since they will no longer be able to arbitrarily raise interest rates, they have decided to do away with their low interest rate cards. Everyone's rate is on the rise. If you have a low interest rate credit card with Chase, be expecting a notice in the mail. The law goes into effect in February 2010, so I am sure your rate will increase before that date.
I am so fucking angry I could scream. WE FUCKING BAILED THEM OUT WITH OUR TAX MONEY! And this is how we are repaid? FUCK YOU JP MORGAN CHASE!
Thursday, November 19, 2009
Say it ain't so
Naps have been kicking my ass lately. Izzy has decided that sleeping is for suckers. Instead, he likes to whine "Mommmmmyyyyyyyyyyyyyyyy" over and over again. I have heard him call my name at least 600 times in the past 30 minutes. When this horrible trend first started, I would go into his bedroom and give him another drink of water or cuddle with him in the rocking chair for a few minutes. But that grew old really fast, so now I just listen to him whine for an hour everyday.
I know that lots of 2 year-olds don't nap, but my child cannot be on of them. NO! I refuse to even consider the idea. Did you know that my three and a half year-old still naps almost everyday? Yet somehow, my two year-old doesn't seem to want or need to nap. What the hell is up with that?
The world is a cruel, cruel place. I need quiet time during the day. Blogging time. Reading time. TV time. Sitting and staring into space without a thought in my head time. PLEASE, PLEASE, PLEASE be an annoying phase and not my new reality.
Go to sleep baby boy. And for the love of God, stop yelling my name!
I know that lots of 2 year-olds don't nap, but my child cannot be on of them. NO! I refuse to even consider the idea. Did you know that my three and a half year-old still naps almost everyday? Yet somehow, my two year-old doesn't seem to want or need to nap. What the hell is up with that?
The world is a cruel, cruel place. I need quiet time during the day. Blogging time. Reading time. TV time. Sitting and staring into space without a thought in my head time. PLEASE, PLEASE, PLEASE be an annoying phase and not my new reality.
Go to sleep baby boy. And for the love of God, stop yelling my name!
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